Michael Lybarger

Hi, welcome to the Michael State Farm Insurance Agency in Ontario, OH!

We serve the entire States of Ohio and locally, we serve the towns of Ontario, Hayesville, Polk, Butler, Marion, Mansfield, Morral, Nevada, Richland and Wyandot Counties and the surrounding OH areas! I have been a State Farm insurance Agent since 2016 and offer Car/Auto Insurance, Homeowners Insurance, Renters Insurance, Condo Insurance, Life Insurance, Health Insurance, Business/Commercial auto and property insurance and so much more!

I became a State Farm Agent to make a difference in the way people purchase insurance products which are designed to protect what matters most. My team of top-notch industry leaders can educate you on your options while being respectful to your budget and decisions. Outside of work, I coach youth basketball and am a Richland Chamber of Commerce Member.

No matter what your situation is, my team and I have one simple goal in mind: to protect your family through all walks of life, with the personable service of any small town business. Whether buying your first car, moving into your dream home or saving for your retirement- my hard working State Farm team and I commit to bringing you the highest degree of quality customer care. We will listen and work diligently to implement an insurance and financial services plan to help you protect what matters most. Give us a call or stop by the office today for a personalized insurance quote, we can’t wait to meet you!

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Ontario and the surrounding area, Michael can help answer your questions.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in Ontario, OH, reach out to Michael.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Have questions? Michael in Ontario can walk you through your options.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Michael works with Ontario residents to find coverage that fits.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Connect with Michael for insurance guidance in Ontario.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. In Ontario, you can count on Michael for personalized service.